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FHA Buyers: Get Under Contract Before April 1, 2012 and Save Money
Just wanted to share the latest news on FHA loans. This change is relatively small but borrowers will save if they can get into escrow and a FHA case number assigned before April 1st. This change is effective for case numbers assigned on or after April 1, 2012. FHA will increase its annual mortgage insurance ...
A Little Advice When Considering a “Flipped” Property Purchase
I see a good deal of housing inventory every week. Many of these homes were recently remodeled—and a good deal of those, “investor-flips.” Improvements to flipped properties can vary dramatically, from a simple primping (paint, carpet, general updating and some landscaping work), to complete renovation. On the surface, flipped properties look “new.” Fresh paint, refurbished ...
Homeownership after Hardship
One of the questions I am asked quite often is, “if I short sale my home, how long will we have to wait before we are able to buy?” This information came to me from a local lender-partner and I thought it worthy of sharing: The following are timelines of how long it will take before you ...
Bounce House Lesson
I spent the afternoon at Birney Elementary School's “Block Party,” an event the fledgling parent foundation planned and executed to raise awareness of this IB World School in the local community. They are relatively new at their guardianship, but they all agree on their mission...to ensure their children start their journey in life with the basic tools ...
San Diego County Real Estate Sales Summary, July 2011 Performance
Happy Labor Day! I hope you had a great Summer and are ready for Fall. The Summer weather in San Diego couldn’t have been better—much warmer (though not too much so) and exactly as San Diegans describe it to their friends in faraway, not-so-fortunate climates. While the Summer time weather improved significantly compared with last ...
Permits for Home Improvement Projects–What’s the Big Deal?
Why should homeowners obtain permits for any remodeling jobs they are considering, and why should buyers care if modifications were done with permits? The most obvious reason has to do with the primary purpose for the permit process, which is to ensure that health and safety codes are met. While there are many jobs that ...
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